Flexible Financing Options

Get the home services you need with convenient payment plans through Synchrony

We offer 6 different financing plans to fit your budget and needs

Proud financing partner of Penguin Home Services

1

SAME-AS-CASH (Deferred Interest)

Best for customers who want to stretch out the cost over time without paying interest.

IMPORTANT: The customer must pay the entire balance off before the promotional period ends to avoid retroactive interest.
Minimum Monthly Payment: 2.50% of the job total.
Plan 920
6 Months No Interest
Best for:
Smaller jobs or deductibles.
Plan 922
12 Months No Interest
The Industry Standard.
Our go-to offer.
Plan 924
18 Months No Interest
Best for:
Big-ticket items like a $5K+ water heater or repipe.
2

LOW MONTHLY PAYMENT (Fixed / Reduced APR)

Best for customers on a tight budget who need the lowest possible monthly payment over several years.

Plan 992
9.99% APR Until Paid in Full
Pitch:
Single-digit interest rate.
Payment: 4.00% of the job total.
Plan 965
11.99% APR Until Paid in Full
Pitch:
Standard fixed loan for predictable, set-it-and-forget-it payments.
Payment: 1.75% of the job total.
Plan 943
9.99% APR Until Paid in Full
Pitch: THE DEAL SAVER.
Gives the absolute lowest monthly payment we offer. Use this when a customer is about to say "no" because of high payments on other plans.
Payment: 1.25% of the job total.

Why Choose Our Financing?

  • Quick and easy application process - get approved in minutes
  • Multiple payment options to fit your budget
  • No prepayment penalties - pay off early without fees
  • Secure online account management
  • Dedicated customer service support
  • Use your credit line for future services

Ready to Get Started?

Apply for financing today and get the home services you need

Our team will help you choose the best financing option for your needs